Category Archives: Financial Advice

Equities First Holdings- UK

There is a truly compassionate and empathic company called Equities First Holdings who always puts their customers on a pedestal and try to make life much easier for each customer that gets approved for their stock-based loan. If you are in need of financial aid they are providing customers with a fixed small interest rate on their collateralized loan that is very cheap and affordable.

Equities First Holdings is a Great Company to Get Loan

Equities First Holdings is a great company that is expanding and trying to help people meet their goals with or without a credit score. The company is unique in the fact that they offer a loan without a credit check and secure it with stock that the customer may already have. With doing this the customer is able to use the loan like they would any other personal loan as it does not have to be for one big purchase but can be used for virtually anything they want it for. The company is going all over the world doing this and the response from the public is one of excitement as even those that do have a credit score are coming to the company because of the wildly low-interest rate that they are able to offer on the loan because of the security they have with the stock backing it up.

Success in Business with Sheldon Lavin of OSI Industries

Many people dream of becoming the owners of their businesses all their life. However, many of this dreams end up dying somewhere along the way. Many fail due to lack of knowledge and guidance on how to make it in the business world. The secret is to learn from the investors who began before us. The CEO of OSI is among the successful investors that we can learn from to become better versions of ourselves.Sheldon Lavin says that he always wanted to own his venture. He began by studying accounting and finance in school. This gave him the fundamental knowledge on how to run a business. Sheldon Lavin’s dream was to create a chain of firms that distribute people with products they use daily and foods.

To accomplish this, Lavin began by starting his financial consultant firm. He knew that many firms could need financial support to expand, in the competitive market. He was ready to offer this. He was afraid of what he was getting himself into but the fear was cut short when he got the contract with the Otto & Sons Company. The domestic firm wanted funds to expand. He believed in their dream and funded them. A year later, his assumptions proved right because the firm became known in the whole state. It is his continued investments in the firm that ended up making him the owner. Sheldon Lavin says that it is human to have doubts and be afraid when you are starting something. It is how you deal with the fear that makes the difference. You have to have some faith in your skills, and give your dreams a chance.

Sheldon Lavin became profitable after a year. He says that many people take years to enjoy the returns in their businesses. The problem is the scaling. He says that he invested in large-scale basis, and made his firms multinational companies, which helped him enjoy the benefits of the diseconomies of scale.There are many ways to generate clients, one way being referrals from clients. Sheldon Lavin says that the other way he gets clients is through online marketing. He explains that he always knew that technology would have a big impact on the management of firms, marketing and all aspects of the organization. Lavin markets his products through social media pages as well as the online marketing strategies. He also has a team that focuses on technology trends. When something new comes up, they begin their advertising on the platforms.

Southridge LLC; Brief Information

This will give information around a company by the name of Southridge Capital LLC. The founder of this company is named Stephen M. Hicks. One thing the team is able to advise on is a majority of shared issues. One example is optimized balance sheet management. This company is located in Connecticut and is a financial solution one. Since the year 1996 this team of structured finance has made $1.8 billion in direct investment. This went into growth companies globally. The expertise they have is located in the ability they have to build a plan of finance for therefore their prospective client. Then after that they need to accomplish the plan without any disappointment. Also, this company gets a special comprehension regarding the worries they are faced by growing companies.

According to PR Newswire, this company has a total of three different services. One of them is called “Credit Enhancing”. This helps companies enhance the creditworthiness they have by working with their creditors in the elimination of debt in order to display their favor of common stock. There is also “Securitization” which examines solutions that are thought “outside the box”. For example, monetizing the existing asset base a company has. One more example, is the “Financing Solutions”. In this category Southridge Capital gives different resources to fiscal issues to portfolio companies. They have products like the Equity Purchase Agreement (EPA) for example, This has companies move up their capital solely at their instruction. There are other procedures like convertible preferred stock, loans against common stock, and convertible debentures as well. Check out scribd for more.

Here is a brief description of what this company’s main task is. This banking firm has specialization in advising and funding companies of growth and small capitalization located in the public markets. Also, the clients always have the opportunity to get into a conversation with the CEO and founder Stephen Hicks. You can also receive an offer for an immediate fund, this can make the process direct and convenient at the same time. This company also focuses on two set apart features: Advisory and Structured Finance Services. Southridge has financed more than 250 public companies.

David Giertz: The Fault with Financial Advisers

Having social security is very important especially for employees who are bound to retire. Social security is being deducted from the salary of a particular employee and this amount would accumulate over time, in order for them to have financial support later in life. However, according to David Giertz, the American people are facing big problems with their social security.



David Giertz stated that the American people have a growing concern over the reliability of their financial advisers. Today’s financial advisers are failing miserably because they could not even properly advise their clients what to do with regards to their social security. A small percentage of Americans do not know what benefits social securities have, and a larger percentage does not have any idea on how social security can support them once they retire. The financial advisers that are being hired by individuals are having a problem digesting the rules concerning social security because it has thousands of it. Taking up this information at once seems like a daunting task for them; however, without properly reading the rules, their clients are the ones who would suffer the consequences.



David Giertz added that because of these issues between the financial advisers and the public, the profession is being tainted with unreliability and untrustworthiness. Reports are surfacing that some people who have financial advisers tend to lose money or become bankrupt, for the sole reason of not being advised properly by their hired professionals. David Giertz suggested that the financial advisers should be more open with their clients, and that they should read the rules thoroughly.



David Giertz is an American entrepreneur who is also serving as a corporate executive. His skills with finances had made him one of the most sought after people in the market, being able to produce profits that are beyond expectation.


Role of Investment Banking Through the Eyes of Martin Lustgarten

One may be wondering what investment banking is, but it refers to a private company offering financial-related and other services to people, organizations, and corporations among others. Investment banking ensures that these parties can lay their hands on capital as well as assist in the formulation of mergers. Businesses and individuals can rely on investment banking for their market making and selling of their securities.

In the process of acquiring capital for the firms, the investment banking acts as a bridge and link between the company and the wider public. Besides, the bank helps companies that want to merge with the costs-benefits analysis, negotiation, valuation of the merger as well as all the necessary procedures.

Investment banking does not accept deposits from people and businesses. This is a feature of investment banking differentiates it from other commercial banks. In the US, investment banking has no mandate of taking deposits as it is against the law. However, this is not usually the case in some of other nations outside America.

In the recent years, there has been an adjustment on the Act that restricted investment banks from taking deposits. This has allowed them to provide fully fledge services similar to those found in commercial banks.

As an investor, you will also access back office services by having an account with the investment banking. Some of these services include risk management, corporate strategy, operations and financial control among others.

The investment banking industry is doing well despite the 2008 financial setback. Notably, the sector is still recovering.

Martin Lustgarten is a popular and famous name in the US as an expert in the investment banking. He is 57 years old. He lives and works in Florida. Martin has several citizenships including Austria, USA, and Venezuela. This allows him to access and help his clients with their investment issues. He is a fun of beautiful and vintage things.

Lustgarten is extremely passionate about investment as he invests his wealth in different countries across the world. He perceives this as the best way of reducing the risks facing his business.

He is intelligent and quick to notice investment opportunities as well as predicting the market trends. Therefore, he is a role model to many young and inexperienced investors.

George Soros Predicts Financial Issues Similar to 2008

In today’s troubled times, the worldwide markets face several monetary crises, which means that investors should be extremely careful. So says George Soros, billionaire, philanthropist and founder and chair of the Soros Fund Management and the Open Society Foundations. George Soros has a hedge fund worth over $27 billion that is listed in the Bloomberg Billionaires Index.

He recently spoke on the topic in Sri Lanka at an economic forum. According to Soros, China is trying hard to discover a new model of growth, while its money has been devalued and that is affecting the rest of the world. This, along with rising interest rates, is becoming a challenge for the world, especially since it reminds financial people of things that happened in 2008.

There are sinking money values with the yuan on, and things like stocks and commodities are in trouble as well. China has lost trillions as losses worsen in Asia and things like Greece’s debt in Europe make Soros worry that a problem like the financial issues in 2008 will occur again. In fact, he thinks it could be worse.

For instance, the Chicago Board Options Exchange Volatility Index, otherwise known as a fear gauge, has gone up 13 percent. Plus, The Nikkei Stock Average Volatility Index went up 43 percent and Merrill Lynch showed that Treasury bonds went up almost six percent. All of these heights in numbers worries people like Soros about the world’s financial future.

China itself is trying to change their monetary problem. The Communist Party has vowed to increase the convertibility of their yuan by 2020 and to progressively disassemble capital controls. They are the second biggest world economy and they are very weak, even though the People’s Bank of China cut interest rates to record lows and specialists put hundreds of billions of dollars into their economy. Still yet, recent information showed the market was remaining slow and sluggish.

So, it’s time for experts in finance to be very concerned about worldwide economy and how it might be helped. As such, Soros works with a network of one hundred nations to run the Open Society Foundation and to use it to help others learn the truth. Soros uses the Open Society to help undermine communism, promote critical thinking, and do philanthropy overseas and in the US via giving money for schools, machines, etc. to help with world’s resources and make things more even for others in today’s financial troubled world.

So, with that knowledge and experience, if george Soros says there could be even more financial issues in the coming future, he is a man that people around the world should listen to very closely and take heed.